Terms and Conditions

Last updated April 25, 2025

These Terms of Service ("Terms") govern your use of the platform and services offered by Paylane GmbH. ("Diligent," "we," "our," or "us"), including our API, dashboard, website, and any associated tools and documentation (collectively, the "Services"). By accessing or using our Services, you agree to these Terms. If you do not agree, do not use our Services.

1. Eligibility
You must be at least 18 years old and legally capable of entering into a contract to use the Services.

2. Account Registration
To access some Services, you need to register for an account. You are responsible for all activity under your account and for keeping your credentials secure.

3. Acceptable Use
You agree not to:
1. Use the Services for unlawful or prohibited purposes.
2. Reverse-engineer, scrape, or interfere with the platform.
3. Use the Services in a way that violates data protection or industry regulations.
4. Upload viruses or malicious code.

4. Intellectual Property
All content, code, and data within the Services are owned by or licensed to Diligent. You may not copy, distribute, or modify any part of the Services without our written consent.

5. Description of Services
Diligent offers digital tools and infrastructure to help organizations operate more efficiently and meet internal or external requirements. These Services may include functionality related to data retrieval, analysis, reporting, or workflow automation.You are responsible for verifying outcomes, interpreting results, and ensuring that any use of the Services complies with your legal and regulatory obligations.

6. Data Usage
We process data you provide and may collect publicly available data to deliver the Services. You retain ownership of your submitted data. For any personal data processed, our governs such processing.

7. Payment Terms
If you are on a paid plan, you agree to timely payment according to our pricing terms. Late payments may result in suspension of Services. No refunds are provided unless required by law.

8. Termination
We can suspend or terminate your access at any time for breach of these Terms. You can cancel your use of the Services at any time. Upon termination, your access will be disabled, and data may be deleted.

9. Warranties and Disclaimers
We provide the Services "as is" and "as available." We make no guarantees about accuracy, reliability, or availability. We disclaim all warranties to the extent allowed by law.

10. Limitation of Liability
To the fullest extent permitted by law, Diligent will not be liable for indirect, incidental, or consequential damages. Our total liability is limited to fees paid by you to us in the 6 months preceding the claim.

11. Indemnification
You agree to indemnify and hold harmless Diligent, its officers, and employees from any claims arising from your use of the Services, your content, or your breach of these Terms.

12. Confidentiality
You agree not to disclose non-public information about our Services, including pricing, functionality, or methods, without our written permission.

13. Governing Law
These Terms are governed by German law.